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LIFETIME CASH FLOW ACADEMY User Agreement LIFETIME CASH FLOW ACADEMY IMPORTANT: READ CAREFULLY BEFORE ACCESSING OR USING THE LIFETIME CASH FLOW ACADEMY TRAINING INCLUDING ANY AUDIO AND/OR VISUAL PRESENTATIONS AND PROGRAMS ASSOCIATED WITH LIFETIME CASH FLOW ACADEMY. BY ACCESSING OR USING THE PROGRAM(S), YOU ACKNOWLEDGE THAT YOU HAVE READ THIS AGREEMENT,

1. YOU UNDERSTAND IT, AND2.THAT YOU ACCEPT AND AGREE TO BE BOUND BY ITSTERMS

This Agreement (“Agreement”) is a legal contract between K.L. Promotions LLC (“LIFETIME CASH FLOW ACADEMY”), and (collectively the “Parties”). Name (“YOU”, an individual) *

WHEREAS, LIFETIME CASH FLOW ACADEMY is engaged in this business of Real Estate Courses and training and client coaching services; and WHEREAS, YOU desire to engage LIFETIME CASH FLOW ACADEMY to provide business coaching services to YOU in the form of Online Courses, Webinars, Audio and/or Visual Presentations, and periodic personal and group coaching and evaluation; NOW, THEREFORE, the Parties agree as follows:

SECTION 1: Membership and Program Fees 1.1. Programs: Under the terms of this Agreement, LIFETIME CASH FLOW ACADEMY agrees to provide Real Estate and Life coaching and training services to YOU in the form of Online Courses, Live Events, Webinars, Audio and/or Visual Presentations, Closed Facebook Groups, and periodic personal and group coaching and evaluation (“Program(s)”) in exchange for Program Fees. Program Fees will be determined according to paragraph below. Your access to such Programs is made conditional on payment of applicable Program Fees.

1.2. Term: The Term of this Agreement will commence upon YOUR acceptance of this Agreement and payment of the applicable Program YOU agree and understand that upon commencement of the Term of this Agreement, you will become enrolled in the LIFETIME CASH FLOW ACADEMY.

1.3. Termination: LIFETIME CASH FLOW ACADEMY may terminate this Agreement at any time in its discretion upon notice to YOU, and limit, suspend, or remove YOU from continuing in the Program at any time without refund if YOU cease to follow the Program guidelines, become disruptive or difficult to work with, or impair the Program’s functionality in any way. Paragraph 3.1. below shall survive termination of this Agreement, binding YOU to Confidentiality in perpetuity.

1.4. LIFETIME CASH FLOW ACADEMY Fees: By accepting the terms of this Agreement, YOU agree and understand that you are committing to pay LIFETIME CASH FLOW ACADEMY the tuition in full upon enrollment.

1.5 No Refunds: LIFETIME CASH FLOW ACADEMY abides by a strict , 30 day refund policy. By accepting the terms of this Agreement, YOU agree and understand that you are foregoing the right to claim any refund of fees paid for access and use of the Program(s) offered by LIFETIME CASH FLOW ACADEMY after the 30 day refund period. YOU further acknowledge that in accepting the terms of this Agreement and affirmatively seeking the benefits of and membership in such Program(s), YOU are taking full responsibility for YOUR OWN success. Thus, YOU agree that you will not request a refund after 30 days.

SECTION 2: NO WARRANTIES

2.1. Success not Guaranteed: By accepting the terms of this Agreement, YOU agree and understand that LIFETIME CASH FLOW ACADEMY provides Program(s) related to real estate, business and life coaching and training only and guarantees no specific results. YOU take full responsibility for YOUR own success. Results can and do vary; therefore LIFETIME CASH FLOW ACADEMY makes no guarantees. The testimonials and examples used are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual’s success depends on many factors, including but not limited to, their background, dedication, starting point in their business, desire and motivation.

2.2. Limited Liability: In no event, will LIFETIME CASH FLOW ACADEMY be liable to YOU or any party related to you for any damages, including damages for loss of real estate or business profits or other pecuniary loss, whether under a theory of contract, warranty, tort (including negligence) products liability or otherwise, even if LIFETIME CASH FLOW ACADEMY has been advised of the possibility of such Limitations herein described shall be applied to the greatest extent enforceable under applicable law.

SECTION 3: Confidentiality 3.1. Confidentiality: Only authorized users, who have duly attained access to any Programs offered by LIFETIME CASH FLOW ACADEMY by personally agreeing to the terms of this Agreement are permitted use and participate with such Programs. Except as expressly authorized by this Agreement, YOU shall not provide or make available any Documentation, Video, Audio, or any login member credentials to any third party, or use the Documentation, Video, Audio, or any login member credentials to teach any third party, or otherwise disclose or discuss information revealed in any portion of the Program(s) for any purpose other than exercising rights expressly granted to you by this Agreement.

3.2 Intellectual Property: YOU acknowledge that any Audio and/or Visual Presentations, Documentation, and other elements of the Lifetime Cash Flow Academy materials and courses are the sole Intellectual Property of LIFETIME CASH FLOW ACADEMY under United States copyright, trademark and other intellectual property laws and international treaties. YOU further, acknowledge and agree that, as between YOU and LIFETIME CASH FLOW ACADEMY, LIFETIME CASH FLOW ACADEMY and its third party licensors own and shall continue to own all right, title, and interest in and to the Audio and/or Visual Presentations, Documentation, and other elements of the Academy, including associated intellectual property rights under copyright, trade secret, patent, or trademark laws.

Except for the limited, revocable license expressly granted to you herein, this Agreement does not grant you any ownership or other right or interest in or to the Audio and/or Visual Presentations, Documentation, and other elements of the Webinar System, or any other intellectual property rights of LIFETIME CASH FLOW ACADEMY, whether by implication, estoppel, or otherwise. Any and all trademarks or service marks that LIFETIME CASH FLOW ACADEMY uses in connection with services rendered by LIFETIME CASH FLOW ACADEMY are marks owned by LIFETIME CASH FLOW ACADEMY. This Agreement does not grant you any right, license, or interest in such marks, and you shall not assert any right, license, or interest in such marks or any words or designs that are confusingly similar to such marks.

SECTION 4: Miscellaneous

4.1. Non-transferability: The rights and obligations under this Agreement are personal to YOU may not assign or transfer any rights or obligations under this Agreement.

4.2. Indemnification: YOU will, at your own expense, defend, indemnify, and hold LIFETIME CASH FLOW ACADEMY, its agents, and employees harmless from any and all claims, actions, liabilities, injuries, damages, losses, grants, costs, and expenses, including attorney fees, arising out of or in connection with any use of this Program(s).

4.3. Integration: This Agreement, along with any additional terms or policies incorporated herein by reference, represents the entire Agreement between YOU and LIFETIME CASH FLOW ACADEMY concerning the Program, and this Agreement supersedes and replaces any prior proposal, representation, or understanding YOU may have had with LIFETIME CASH FLOW ACADEMY relating to the Program, whether oral or written

4.4. Amendment: LIFETIME CASH FLOW ACADEMY reserves the right, to amend this Agreement by posting an updated version of the Agreement at RodKhleif.com/agreement.

4.5. Governing Law: This Agreement shall be governed by and interpreted in all respects in accordance with the laws of the State of Florida, United States of America. The venue for any dispute shall be in the courts of Sarasota County, Florida. 4.6. Disclaimer: LIFETIME CASH FLOW ACADEMY coaches, mentors, and other participants are not qualified to provide legal, tax, accounting or financial advice, and the information provided to YOU by these instructors is not intended as such. You should refer all legal, tax, accounting and financially related inquires to appropriately qualified professionals. BY SIGNING BELOW, YOU ACKNOWLEDGE THAT YOU UNDERSTAND AND AGREE TO ALL OF THE AFOREMENTIONED TERMS, INCLUDING THOSE RELATED TO PROGRAM FEES, AUTOMATIC INSTALLMENT BILLING IF APPLICABLE, STRICT 30 DAY REFUND POLICY, AND CONFIDENTIALITY.